Meet Andy

Andy Millard is a financial planner and the founder of Millard & Company, a fee-based financial planning and investment advisor firm in the heart of Tryon in Polk County, NC. Before his career in financial advising, Andy was an educator in Gaston and Polk County schools. He is also the award-winning author of two books and an active servant of his community.

After Andy and his college sweetheart Sharon graduated from Presbyterian College, the Millards chose to build their lives together in Western North Carolina. Soon Andy would begin his teaching career at Gaston County's Grier Junior High as the first full-time middle school drama teacher in the state. In 1983, he earned a Master of Arts from Wake Forest University.

In 1988, Andy became the Assistant Principal of Holbrook Junior High, and then served in the same position at Hunter Huss High in 1991. The following year, he was recruited to Polk County as the first principal of the consolidated Polk County High and would later serve as the principal of Tryon Middle, where he organized a school-wide trip to Washington, DC.

In 1994, he transitioned into his career as a financial advisor and three years later made the important shift to fee-based advice, reducing the conflicts of interest inherent in commission-based sales. In 2005 Andy earned the Certified Financial Planner® designation, widely considered the gold standard certification in personal financial advice. If elected, Andy will be the only CFP® designee in Congress.

In the summer of 2000 and for the next ten years, Andy served as co-owner and investment advisor principal of Main Street Financial Group, with offices in Forest City and Tryon. During these years, Andy authored his two books: the award-winning Low-Stress Investing: 10 Simple Steps to a Worry-Free Portfolio and The Graduate’s Book of Practical Wisdom: 99 Lessons They Can’t Teach in School. He also taught evening personal finance classes at Isothermal Community College from 2003 to 2006.

In 2010, Andy founded his own investment advisory firm, Millard & Company, located in the restored 1906 Tryon Depot in the heart of downtown Tryon. He sold Millard & Company in 2016 in order to focus exclusively on his campaign for Congress.

Andy and Sharon have one grown son who is a graduate of UNC-Chapel Hill and an accomplished writer. The Millards are members of the Congregational Church of Tryon. Andy is an accomplished stage actor and singer and in his spare time, he enjoys traveling, biking, and distance running, having completed a number of marathons and half-marathons.


Community Service

Andy Millard has been an active and dedicated community member his entire adult life, with memberships and leadership roles in numerous organizations, earning many awards for his service. Andy has served the following organizations:

  • Blue Ridge Barbecue Festival – General Chairman, 1997-2005 
  • Carolina Foothills Chamber of Commerce – President, 2010-2011; Board of Directors, 1996-2001 & 2008-2012
  • Tryon Fine Arts Center – Board of Directors, Vice President of Programming, 2013-2015
  • Tryon Kiwanis Club – President, 2002-2003
  • Landrum SC Kiwanis Club – Club Builder and Founder, 2003
  • Financial Planning Association of WNC – Co-President, 2006-2010
  • Presbyterian College – Board of Visitors, 2008-2011
  • Former Member of Polk County Community Foundation’s Finance and Slater Committees
  • Congregational Church of Tryon – Former Deacon and Sunday School Teacher
  • Former Youth Athletic Team Coach – Baseball, Basketball, Soccer


Awards and Recognition

  • Carolina Foothills Chamber of Commerce – Hall of Fame Inductee, 2006
  • Carolina Foothills Chamber of Commerce - Volunteer of the Year
  • Tryon Kiwanis Club – Kiwanian of the Year, 1996-1997
  • IBPA Benjamin Franklin Awards – Finalist for Low-Stress Investing: 10 Simple Steps to a Worry-Free Portfolio, 2002
  • Landrum Kiwanis Club – Kiwanian of the Year, 2003-2004
  • Certified Financial Planner® designation, 2005
  • Mayoral Citation for a Decade of Outstanding Service from Tryon Mayor Alan Peoples, 2005
  • Harmon Field Resolution of Appreciation, 2005
  • National Best Books Awards – Finalist for The Graduate’s Book of Practical Wisdom: 99 Lessons They Can’t Teach in School, 2009
  • Small Town NC Award for Public-Private Partnership – Tryon Depot Restoration, 2011

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